I have learnt quite a lot. Make sure when you take out car insurance you only have to report the accident once. We have reported it twice! It does not seen to have affected the kids. When tony took Isaac to pick up all the stuff, Isaac climbed into the back me the car and found the crisps he was eating at the time of the crash.
I am still not sure what happened, but it has made me a more carefully driver, although that might be because the loan car I have had less than 500 miles on the clock!!!